Exodus 22:15

But if the owner is with the animal, the borrower will not have to pay. If the animal was hired, the money paid for the hire covers the loss.

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But if the owner thereof be with it, he shall not make it good: if it be an hired thing, it came for his hire.

If the owner was with it, he shall not make restitution; if it was hired, it came for its hiring fee.

But if the owner was present, he shall not make restitution, especially if it had been brought for hired work